Disclaimer

The views expressed here are my own.  They are not necessarily shared by the Spectrum IFA Group or any other financial institution named or implied.  They are subject to change at any time based on market and other conditions.  This is not an offer or solicitation for the purchase or sale of any security and should not be construed as such.  References to specific securities are for illustrative purposes only and are not intended to be and should not be interpreted as recommendations to purchase of sell such securities.