INTEREST RATES HAVE BEEN FALLING SINCE THE LATE 1970s.

Whilst the market and the media are giving us daily anxiety attacks about the valuation of our portfolio, something much more sneaky is taking place. That something is slowly eroding the value of our savings and investments and is by far and away the most destructive force against our money because it is real and quantifiable: INFLATION.

An intro to the friend you didn't know you had...

Buon Anno...I hope you had a relaxing Christmas and New Year and are ready for the shenanigans of politics which await us in 2019.